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We'll also send you daily monitoring alerts about changes to your credit report.We not only help you monitor and manage your credit, we help you protect it, too.Sometimes, you may receive an offer for a free trial period.I’d expect this to be the most common scenario that matches what you’re talking about.All you have to do to access these sites is provide your credit card information so that they may charge you at some point for your 100% free services.

Get your free credit score each month and monitor your credit report at no cost.

When in doubt, always assume anything that says free but requires a credit card is a scam.

Nonetheless, there are some semi-legitimate scenarios where giving your credit card information is the right thing to do.

The service isn’t free forever, they’re just providing you with a free trial.

For example, I just signed up with a service a couple of months ago where the 30-day trial period had a full feature set of their specific service.

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