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You can land in legal trouble if you intentionally postdate a check knowing there will be no money in your account or the account will be closed by the check's date.

To defraud someone in such a way for goods and services is illegal in all states.

Some states, including California and Georgia, place responsibility on check writers to ensure their checks are not cashed or deposited too quickly.

Other states, like West Virginia, place responsibility on the person the check is written to.

A negotiable instrument can be made payable “on demand” or “at a definite time.” (UCC § 3-104.) A post-dated check is an order to pay the bearer at a definite time in the future.

Although it is legal to post-date a check, the bank to which the check is presented for payment may charge the payor’s account even before the date of the check and even if doing so creates an overdraft.

In most cases, they can deposit the check made a free-and-clear payment.

The laws differ from state to state, but the short answer is yes.

You postdate a check by writing a future date on it.

People typically do this when they want to give a check to someone but aren't certain they'll have enough money in their account until a certain date to cover it.

There are a lot of things you can’t change in life, and the passage of time is just one of them.

But postdated checks seem to test the limits of our control.

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